Finance Center

Davis Gainesville Acura Can Connect You with the Financing You Need

You're ready to buy your next car. You've figured out the sort of vehicle you want, and you've narrowed your options down to a few models you really like. The only thing you're not sure about? The question of financing.

Choosing a car might feel like the biggest part of the purchase process but finding the right finance option can be just as important. A good lease or loan can make the difference between going home in a vehicle you like and driving home disappointed. Finding the right option can make your payments more affordable and your budget less tight.

If you want to be sure you'll get the best finance option for your life, reach out to the team at Davis Gainesville Acura. You'll find us ready to help you with all your vehicle needs in Ocala and Middleburg, FL.

New Acura Financing for Lake City and Palatka, FL Drivers

What makes our dealership so well situated to handle your needs? In addition to a robust selection of new Acura models used cars, we also maintain an expert finance center. Staffed by finance professionals with years of shared experience, our experts have the skills and connections to help you get the financing you need.

When you come to us ready to buy a vehicle, we'll look at the car you want and determine exactly how much you'll need to buy it. Once we've done that we'll ask you for some essential pieces of information. These might include details about your current employment, annual income, available down payment, and more. Once we have all the information we need, we'll reach out to our preferred lenders and negotiate on your behalf. Working as your advocate, we'll do our best to secure the best offers possible.

Once that's done, all you'll have to do is choose from the options we've assembled. We keep your part simple. That way you can focus on the excitement of buying a new car.

Call Us

Davis Gainesville Acura

3435 N. Main Street
Directions Gainesville, FL 32609

  • Sales: 352-373-0300
  • Service: 352-248-2557
  • Parts: 352-248-2558

Hours

  • Monday 8:00am - 6:00pm
  • Tuesday 8:00am - 6:00pm
  • Wednesday 8:00am - 6:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:00am - 6:00pm
  • Saturday 8:00am - 6:00pm
  • Sunday Closed

Should You Use a Loan or a Lease?

One of the biggest choices our finance team will offer you is whether to buy a car your car with a loan or if you should enter into a lease agreement. There are pros and cons to both options.

In the case of a loan, the biggest advantage is the fact that you own the car. You're free to do whatever you want with it. You can drive it until the wheels fall off, modify it, sell it; it's up to you. Perhaps even better, if you pay off the loan, you can enjoy years of payment-free driving.

The big con of a loan is that its payments tend to be bigger than what you'd enjoy with a lease. While a down payment can help to cut down on that, your bill will likely still be bigger than you'd get with a lease agreement.

In addition to lower monthly payments, many lease agreements also come packaged with thorough warranties that can help you to save on maintenance costs. On the con side of the equation, however, a lease might also ask you to adhere to restrictions like annual mileage caps. You'll also need to give the car back when the lease expires. You don't get to keep the car as you would with a loan.

Contact Our Finance Center for More Info Today

Do you have questions about the vehicle finance options our team can offer you? Give us a call at our location in Gainesville, FL and let us know. We'd love the opportunity to answer your questions and help you get the advice you need.

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